How does Be Well Capital work?
We are a private fund for investment in cryptocurrencies. We have different portfolios based on client needs.
Main differences are based on level of risk tolerance, return needs, timeframe, amount to invest.
What is Cryptocurrency?
A cryptocurrency is a digital or virtual currency or also know as token, that is secured by cryptography, which makes it nearly impossible to counterfeit or double-spend. Many cryptocurrencies are decentralized networks based on Blockchain technology—a distributed ledger enforced by a disparate network of computers. A defining feature of cryptocurrencies is that they are generally not issued by any central authority, rendering them theoretically immune to government interference or manipulation. It is a way of protecting your assets from artificial inflation or loss of value, but also an opportunity to gain attractive returns, due its volatility, we recommend you to do your own research before taking any decisions.
Where is cryptocurrency stored?
Cryptocurrency isn’t technically stored anywhere. It’s not saved in a folder or on a hard drive. Evidence of how much cryptocurrency you hold is stored on the blockchain.
The ledger is updated across the network with each new transaction — when a new bitcoin is mined as well as when someone moves their cryptocurrency.
To access your personal cryptocurrencies, you need a private key or complicated password that’s generated by code when you create a wallet. In bitcoin, the private key is a 256-bit password, which is cryptography language meaning there could be dozens of characters in a seemingly endless number of variations.
The private key creates a unique signature that enables you to use your cryptocurrency to make transactions.
The private key also correlates to a public key, which miners can see, and a bitcoin address, which you can think of as similar to a public bank account number. The address is a unique, 26- to 35-character, case-sensitive string of letters and numbers, showing where cryptocurrency is sent on the blockchain according to The Washington Post.
What Are the Most Popular Cryptocurrencies?
Bitcoin is by far the most popular cryptocurrency, followed by others such as Etherum, Litecoin, and Cardano.
Does Be well Capital support risk free investments?
One of our services is assisted staking which has less risk than other strategies. Assisted staking is a process that allows rewards to be earned by holders of a specific coin.
Assisted staking derives from the PoS (Proof-of-stake) mechanism, used by a distributed blockchain network, where blockchain miners can mine or validate block transactions according to how many coins they have. The more coins they hold, the more mining power they have. Staking rewards are shared with users who own the crypto assets (like Be Well Capital and our clients) and who delegate their voting rights to staking pools. The more validations that are delegated to a staking pool, the higher chance of being elected to produce the next block, and the more rewards likely to be received. Therefore our clients receive a reward based on the coin they chose to put on assisted staking.
Is it safe to invest in Cryptocurrency?
As a cryptocurrency fund we are under the umbrella of cryptocurrency regulations for investing. Cryptocurrency investing is unregulated in most countries. No consumer protection. Your capital is at risk. Until regulation is created we are not able to provide any additional safe keeping.
Why are you keeping a percentage of it?
Be Well Capital takes great care to protect our users’ crypto assets against exposure to any additional risks, sparing them the hassle and complication of staking on their own. Consequently, Be Well Capital retains a small percentage of the yield to cover the various operational, technical, and legal costs involved.
When will I receive the staking?
Staking rewards will be distributed for a specific month within 14 days of the following month. No action is required on the part of the user.
How long do I have to be holding the coins to receive the staking?
A user is eligible for a staking reward if they have held an open position of the staked crypto asset for a certain period of time with Be Well Capital we encourage to operate on yearly cycles. The time period for when a user becomes eligible differs per crypto asset; according to the blockchain of the specific crypto asset, and how long it takes for it to be included in the staking pool. For example, for Cardano, the position must have been open for at least nine days (crypto asset intro days), with users becoming eligible from day ten. For Tron, the position must have been open for at least seven days, with users becoming eligible from day eight.
In which currency the clients will get their reward?
Rewards will be shared in the same crypto asset that was staked; for example, the rewards on the ADA staking will be given in ADA. Then Be Well Capital will convert the amounts into any of the chosen currencies (Some common examples are: USD, CNY, AUD, MXN, CAN or ARG some exchange charges could apply) that you prefer and deposited into the agreed account for your convenience.
What is the minimum amount an assisted staking can be?
Be Well Capital can offer you assisted staking with any amount starting from USD $25,000.
Is assisted staking profitable?
Be Well Capital Staking allows users who own and hold supported crypto-assets to earn rewards of more of these crypto-assets just for holding them, meaning that users grow their holding in much the same way as they would earn interest on money. Which in many ways also protects your assets from artificial inflation produced by printing money from the government. Please read about Earnings Compound, to see additional benefits of Be Well Capital assistance.
Earnings Compound: Will staking earnings (rewards) also be used as part of the input amount for the next staking reward calculation?
Yes. Be Well Capital Assisted Staking Plus Compound will assist you. The October staking reward calculations will include staking reward percentages earned in September. The rewards will be calculated according to the number of intro days of the specific crypto-asset. For example, Cardano has nine intro days, with calculations beginning on the tenth day of holding the asset.
Modern Portfolio Theory
Modern Portfolio Theory (MPT) is a framework that formalizes these principles through a mathematical model. It was introduced in a paper published by Harry Markowitz in 1952, for which he later received the Nobel Prize in Economics.
Major asset categories tend to move differently. Market Conditions that make a particular asset class perform well might make another asset class perform poorly. The main assumption is that if one asset class underperforms, the losses can be balanced out by another asset class that is performing well.
MPT assumes that by combining assets from uncorrelated asset classes, the volatility of the portfolio can be reduced. This should also increase the risk-adjusted performance, meaning a portfolio with the same amount of risk will yield better returns. It also assumes that if two portfolios offer the same returns, any rational investor will prefer the portfolio with less risk.
Simply put, MPT states that it is the most efficient to combine assets in a portfolio that aren’t correlated.
What could my portfolio look like?
A diversification strategy may dictate that among the 20% invested in crypto assets:
70% to allocated to mayor-caps
15% to large-caps
10% to mid-caps
5% to small-caps
Once the allocations are established, the performance of the portfolio may be monitored and reviewed regularly. If the allocations shift, it may be time to rebalance — meaning buying and selling assets to adjust the portfolio back to the desired proportions. This generally involves selling top performers and buying underperformers. The selection of assets is, of course, entirely dependent on the strategy and individual investment goals.
Cryptoassets are among the riskiest of asset classes. This portfolio may be considered very risky, as it has a considerable portion allocated to cryptoassets. A more risk-averse investor may want to allocate more of the portfolio to, say, bonds – a much less risky asset class.
Types of allocation strategies
Generally, there are two major types of asset allocation strategies, both using the assumptions outlined in MPT: Strategic Asset Allocation and Tactical Asset Allocation.
Strategic Asset Allocation is considered to be a traditional approach that is more suited to a passive investment style. Portfolios based on this strategy will tend to be rebalanced only if the desired allocations shift based on a change in the investor’s time horizon or risk profile.
Tactical Asset Allocation is a better fit for more active investment styles. It allows investors to concentrate their portfolio on assets that are outperforming the market. It makes the assumption that if a sector is outperforming the market, it may continue to outperform it for an extended period of time. Since it is equally based on the principles outlined in MPT, it also allows for some degree of diversification.
It is worth noting that assets do not have to be completely uncorrelated or inversely correlated for diversification to have a beneficial effect. It only requires them not to be completely correlated.
How do you do asset allocation and diversification?
On Be Well Capital we offer for most of our clients multiple options. When creating an investment portfolio, you should be familiar with the concepts of asset allocation and diversification. Asset allocation refers to investing in different asset classes (e.g., cryptocurrencies, stocks, bonds, precious metals, cash, etc.). Diversification relates to the distribution of your investment funds across different assets or sectors. For example, you could diversify your stock holdings by investing in different industries, such as agriculture, technology, energy, and healthcare. Both of these strategies reduce your overall risk.
Technically, cryptocurrencies are a single asset class. But in a cryptocurrency portfolio, you can diversify across products, coins, and tokens that present different goals and use cases. For example, you could allocate your portfolio with 40% Major-coins, 20% stablecoins, 15% NFTs, 15% altcoins, and 10% Gaming.
How can I see my Portfolio?
On Be Well Capital we offer for most of our clients a free of cost Crypto Portfolio Tracker to keep track of your profits, losses and portfolio valuation with our easy to use platform. Real-time price data, track your portfolios balance profit/loss, your data is safe and secure.